Sign Up Login

Auto Loans as low as 1.74% APR!*


Click here to apply online today!

Not yet a member? Enter your Social Security Number in the Member Number field, or call us at (804) 359-8754.


New Generations Federal Credit Union is excited to offer outstanding rates on our automobile loans. With financing for new and used vehicles available, there's never been a better time to get into a new car! Or, refinance your existing auto loan with New Generations and $AVE! To ensure your automobile loan is affordable, we offer terms up to 84 months along with generous rates on older vehicles.

Our low-rate auto loans are just one more way we're building financial strength, together. Apply for your new or used car loan today, or call us at (804) 359-8754, extension 2, to speak with a lending specialist!

The rates shown below are our lowest available, and may vary based on your creditworthiness, the term of your loan, and the model year of your vehicle. 

Type of Loan Loan Term Annual
Percentage Rate
as low as:


Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles

Apply Now!

up to 60 months
up to 72 months
up to 84 months


Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles

Apply Now!

up to 60 months
up to 72 months


Call for additional rates for vehicles older than 2003.


College Student & Graduate auto loans are available with rates as low as 6.99% APR.

*Rates quoted above include .25% rate reduction for direct deposit or payroll and a .25% rate reduction for an approved New Generations MasterCard. For example, the minimum payment at 1.74% APR for 60 months is $17.42 per $1,000.00 borrowed.

Add .50% for vehicles with mileage in excess of 100k.

Save an additional .25% for a 20% down payment!
Maximum combined rate reduction of .50%. The 1.74% APR is the lowest rate available, including discounts. Rates and terms are subject to change without notice, and may vary based on creditworthiness, term of loan, and year of vehicle. Other rates and terms are available. Down payment requirements will be based on individual qualifications.

Please call us at 804.359.8754 or 800.230.4819, and select option 2 for more information.


New Generations is a Member-Owned Financial Cooperative serving Richmond since 1950
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
equal housing lender
We Do Business in Accordance With Federal Fair Lending Laws.
Copyright © New Generations Federal Credit Union | Website developed by WebStrategies | Privacy Policy | Website Privacy Policy