Certificate Savings

Our share certificates of deposit offer an opportunity to lock in a higher rate of return on your savings in exchange for a term commitment. Our certificate terms start at 90 days and range up to 5 years, offering a significantly higher return over our basic share account.

Share Certificate of Deposit Features

  • Monthly dividend earnings (see rates)
  • Flexible terms from 90 days up to 5 years
  • No monthly maintenance fee
  • Insured by the federal government to at least $250,000
  • Penalty for early withdrawal, encouraging long-term savings habits
  • Significantly higher rates of return offered in exchange for term commitment

Please call (804) 359-8754 and select option 4 to learn more about Certificate features and eligibility requirements. Or, Join now!