Free Checking

Free checking is our bread and butter checking account. With no monthly service fee or minimum balance requirements since 1950, you can rest assured that New Generations offers the most checking bang for your buck!

Free Checking Overview

  • No minimum balance requirements
  • No monthly service fees
  • Visa Debit card
  • eBank Online Banking Access – 24/7/365
  • eBill Online Bill Pay access – 24/7/365
  • eVoice Telephone Banking Access – 24/7/365
  • eMobile Smartphone Application Access – 24/7/365
    • Remote Deposit Capture – deposit checks using your smartphone!
  • Overdraft Protection available
  • Access to 8 surcharge-free New Generations branded ATMs in RVA and over 30,000 additional surcharge-free ATMs nationwide through CO-OP
  • Access your account to conduct deposits, withdrawals, account transfers, loan payments, balance transfers, and more at 4 New Generations branches in RVA and over 5,000 additional physical credit union locations nationwide through CO-OP

Eligibility Requirements

  • Must be a member in good standing with active share (savings) account meeting minimum balance ($5.00) requirements
  • Must be 18 years of age or older or parent or guardian must sign guarantee in order to qualify for certain Free Checking services (such as Visa Debit Rewards card)
  • Must meet ChexSystems rating qualifications per credit union policy

Please call (804) 359-8754 and select option 4 to learn more about Free Checking features and eligibility requirements. Or, Join now!