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Auto Loans

research shop buy We realize that not everyone wants (or can afford) a new vehicle. With that in mind, we charge low rates for both new and previously-owned vehicles. Plus, to make sure the payment suits your budget, we'll go up to 84 months for new vehicles and up to 72 on previously-owned.

College Graduate and Graduate Student Auto loans are available!  Click here for details! 

Click here to apply for a loan online.  If you are not a member, you may enter your social security number in the member account number field.  A signature will be required before funds are dispersed.

If you're in the market for a new or pre-owned vehicle, please visit our online dealer partner, CUDL AutoSMART (TM).  CUDL, which stands for Credit Union Direct Lending, is a program that will allow you to receive credit union financing right at the dealership.  The CUDL AutoSMART website will allow you to easily compare options and prices for new or used vehicles, get a quote, and contact a local CUDL dealer for availability.  

For up-to-date information on searching for a vehicle, click on the link below:

Click here to get the latest edition of AutoSMART Magazine!

Click on the link below for exclusive Credit Union member discounts on GM vehicles!
GM Credit Union Discount

For haggle-free buying and worry-free ownership on over than 120 makes and models, visit the link below for a complete list of certified vehicles through our partner Enterprise Car Sales


Search for certified used cars online with Enterprise Car Sales.

As a member of New Generations, you can receive discounted auto insurance.  Contact Jody Bruce for a quote today!*

*New Generations FCU does not endorse any third-party company listed on our website.  any relationship developed outside the credit union are between the member and the vendor.
New Generations is a Member-Owned Financial Cooperative serving Richmond since 1950
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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We Do Business in Accordance With Federal Fair Lending Laws.
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