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Loan Rates

Mortgage Loan Rates
Please call Cindy Frederick at 804.359.8754 ext. 3007 for the most current rates.

Vehicle Loan Rates
We have great low rates on new and pre-owned vehicles! Our loan rates range from 1.74% APR to 14.99% APR, effective 2.15.2013. The following rates are available but may vary based on your creditworthiness, term of loan, and year of vehicle. 

Type of Loan Loan Term Annual
Percentage Rate
as low as:

2010-2014
NEW VEHICLE RATES

Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles

Apply Now!

up to 60 months
up to 72 months
up to 84 months
1.74%
1.99%
2.74%

2003-2009
USED VEHICLE RATES

Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles

Apply Now!

up to 60 months
up to 72 months

 
1.99%
2.49%

 

Call for additional rates for vehicles older than 2003.

College Student & Graduate auto loans are available as low as 6.99% APR.

Rates quoted above include .25% rate reduction for direct deposit or payroll and a .25% rate reduction for an approved New Generations MasterCard. For example, the minimum payment at 1.74% APR for 60 months is $17.42 per $1,000.00 borrowed.

Add .50% for vehicles with mileage in excess of 100k.

Save an additional .25% for a 20% down payment!
Maximum combined rate reduction of .50%. The 1.74% APR is the lowest rate available, including discounts.  Rates and terms are subject to change without notice, and may vary based on creditworthiness, term of loan, and year of vehicle.  Other rates and terms are available.  Down payment requirements will be based on individual qualifications.

Please call us at 804.359.8754 or 800.230.4819, and select option 2 for more information.

New Generations is a Member-Owned Financial Cooperative serving Richmond since 1950
ncua
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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We Do Business in Accordance With Federal Fair Lending Laws.
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