New Generations Federal Credit Union offers hands-on service for a variety of mortgages for both home purchases and refis.

Chris Watson, Mortgage Loan OfficerWhether you’re a first-time home buyer, refinancing your current home, or considering a second mortgage, we can help! For more information, please contact Chris Watson, Mortgage Loan Officer, at (804) 359-8754, ext. 3107, or (804) 267-0542.

Apply for a Mortgage Onlinenew!

Click here for our mortgage loan calculators.

Click here to view the Home Mortgage Disclosure Notice Act.


NMLS IDs (Access NMLS Consumer Access Information):

Organization or IndividualNMLS Number
New Generations Federal Credit Union523374
Chris Watson1428256
Chemeka Williams1555504
Daniel J. Briere1555396


New Generations Federal Credit Union is an Equal Housing Lender. Mortgage rates will vary based on creditworthiness and term of loan. All loans are subject to approval.