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Refinancing

Unlock your home’s equity or secure a lower rate (and monthly payment!) by refinancing your mortgage.

Refinancing your mortgage is a great way to save money through lower interest payments over the life of your mortgage loan as well as lower your overall monthly payment. Staying with your current rate may cause you to pay hundreds or even thousands of extra dollars in interest every single year. There are lots of other things you could be doing with this extra money such as building additional equity in your home (by making larger payments towards the principal balance), growing your personal savings, or taking a well deserved vacation. We make the process of lowering your interest rate as easy as 1, 2, 3. We’ll walk you through the entire process of refinancing and keep you informed every step of the way. We even have refinancing solutions for those whose homes are "underwater" (situations where a home is worth less than the mortgage).

Whether you are ready to refinance now or have questions about whether or not you might benefit from refinancing your mortgage, our team is here for you. Contact Cindy Frederick today at (804) 359-8754 ext. 3007 for a free analysis of your current situation.

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New Generations is a Member-Owned Financial Cooperative serving Richmond since 1950
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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