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Savings, IRAs, Certificates & Club Accounts


Saving money is a difficult thing for most of us to do. Rising gasoline and utility costs plus increases in the cost of just about everything else make saving next to impossible. Yet accumulating extra cash is so vitally important, especially as many of us face the realities of buying cars and homes, educating our children, planning for retirement, and simply dealing with the more mundane routine of home and auto repairs, vacations, and holidays.

Experts tell us that the best way to start and build a nest egg is to pay yourself first - set aside a few dollars each payday and forget it's there. Many employers offer payroll deduction: a pre-determined amount deducted from each paycheck and automatically forwarded to your savings account at the credit union. For those not having access to payroll deduction, the credit union will automatically transfer a set amount from checking to savings at an interval you select.

Tired of running your credit cards to their limits on the annual family vacation or during the holidays and spending the rest of the year paying it all back? If so, a Vacation Club or Christmas Club account just may be the ticket. Set aside a pre-determined amount on a regular basis that's earmarked for those purposes. Then, when that time of year rolls around again, you're all set - and without maxing out the cards!

No matter what your needs are or what your goals may be, New Generations FCU has a savings plan to accommodate them. Don't put it off. Call or come by one of our offices today, or contact us via E-mail at service1@newgenfcu.org. We'll help you get started and all along the way.